Year after year, Steve Yarn has advised pre-retirees and new retirees, working to help them head straight toward a comfortable retirement. He wants to help you finish strong. This former NCAA track star is a financial coach for new retirees and pre-retirees who want to live better. Steve likes to remind his clients of one fundamental rule: What you earn is important. What you keep is more important. In other words, today's salary is not tomorrow's retirement plan. Most retirees find themselves living on about half of what they earned when they were working. So, you've got to plan and invest to create multiple income streams, and to protect the wealth you've created against taxes and inflation. Life is like the stages of a relay race. The first stage is all about bursting out of the blocks, and running fast toward your goals. The last stage often renews us - with retirement just ahead, we see many of our lifelong goals and dreams tantalizingly in sight. It's the middle stage where we sometimes lose focus. While money accumulates in our pension plans and IRAs, many of us only really start to think about retirement after 50 - when the baton is fast approaching. If you're not ready to retire, you'll have to catch up financially. If you are ready, you'll see a straight line to your goals. Steve's advice can help you get into position for the last stage of the race - the stage that really matters. As your personal advisor, he will keep up with the changes in your life, and your goals and dreams. He's right by your side through the years, and ready to review and revise your retirement plan when you need him. OUR SERVICES Morgages: • Home Equity Conversion Mortgages Insurance: • Fixed Annuities • Bonus Annuities • Long Term Care • Index Annuities Retirement: • IRAs • 401Ks and 403Bs • Retirement Plans • Thrift Savings Plans • State Retirement Plans Debt Elimination: • Educational seminars for individuals, families, businesses and corporations • Flexible scheduling, day, evening or weekend • Personalized Debt Elimination Consultations • On-site seminars, tailored to meet the needs of your company or group To Contact The Office, Please Call: 410-526-8096 vor Toll Free: 877-594-4666   Are you retiring right? Get your financial education from Steve Yarn. He's helped hundreds of men and women take strides toward financial retirement. Remember: What you earn is important. What you keep is MORE important. Call or E-mail Steve Yarn today. (please enter "SDY-Web Request" in the Subject line)

10451 Mill Run Circle Suite 400
Owings Mills, MD 21117
Tel: 410-654-3370
Fax: 866-278-2596
Email: info@yarnandcompany.com (please enter "SDY-Web Request" in the Subject line)